Guides, checklists, and case studies
Practical, working references on lending compliance and credit risk, built to be used more than once. Starting with compliance for the US and India. More categories, underwriting, verification, collections, will show up here as we test them.
State Commercial Financing Disclosure Laws
Which states require it, what they require, and where the patchwork is headed in 2026.
Read guide →RBI Digital Lending Directions, 2025
What Regulated Entities and Lending Service Providers actually need to have in place.
Read guide →RBI Credit Card & Debit Card Directions
What card issuers actually need to get right on billing, disputes, consent, and closure.
Read guide →RBI Co-Lending Arrangements Directions, 2025
What changed for bank-NBFC co-lending, and where deals get structured wrong.
Read guide →RBI Recovery Agent & Collections Conduct
What the Fair Practices Code requires, and what's new with mandatory agent certification.
Read guide →BNPL Compliance in the US
The rule that came and went, and what's actually enforceable today.
Read guide →BNPL Compliance in India
The question isn't whether a BNPL rule applies. It's what your product legally is.
Read guide →Adverse Action Notices (ECOA / Reg B)
A generic decline letter is one of the most common, and most avoidable, sources of exposure.
Read guide →