FREE TOOLS
Tools
AI-assisted compliance tools first, since that's where real judgment gets applied to your own document.
LIVE
California Disclosure Checker
Upload your disclosure and see exactly where each required SB 1235 element appears, quoted verbatim from your own document.
LIVE
California Disclosure Generator
Enter your financing terms, get an actuarially calculated APR and a draft disclosure PDF emailed to you.
LIVE
Adverse Action Generator
Enter your decline reasons, get an ECOA/Reg B-structured notice, drafted and emailed to you.
CALCULATOR
Credit Box Simulator
Model how approval rate, loss rate, revenue, and risk-adjusted margin move together as you adjust your underwriting policy. Illustrative, not real portfolio data.
Processing high volume? These tools are built for one document at a time. If you're handling hundreds or thousands of applications a day, learn about planned API access →